When you apply for Mazda Financial Services at our dealership, our team will work with you to build a personalized finance plan even if your credit score is less than perfect. Before you visit, though, there are some steps you can take to bolster your score and improve your options. Peruzzi Mazda shares this walkthrough for the Mazda financing process and how you can improve your credit score.
What Is My Credit Score?
Your credit score is determined by analyzing your borrowing and payment history. You’ll get a higher score if you pay your bills on time and properly utilize credit cards. That means you’ll be eligible for better terms when you finance a vehicle at our dealership.
How Can I Improve My Credit?
There are several ways you can improve your credit score, including:
- Reducing debt: If you have any credit card debt or loans, we recommend paying them off as soon as possible to improve your financial standing.
- Manage credit usage: Keep your credit card usage to a minimum: no more than 30 percent of the credit limit.
- Eliminate false demerits: Contact credit bureaus to dispute false errors that negatively impact your score.
How Do I Apply for Financing?
Once you know your credit score, it’s time to apply for financing terms. We’ll need to gather some information from you to start your application, including relevant contact and residence information so we can sell you a vehicle. Then, you’ll input your financial information so we can verify your credit score. Finally, you can input information about the vehicle you want to finance.
Apply for MAZDA Financial Services in Fairless Hills, PA
Our Mazda Financial Services team is here to help with any financing or leasing questions you have. Contact Peruzzi Mazda today to apply for a finance plan or compare terms.
Connect with us
