Before you jump right into getting a Mazda car loan, you’ll likely want to take some time to think about your budget and the initial expenses that come with a new car. If you’ve never owned your own car before, don’t worry! Your friends over at Peruzzi Mazda in Fairless Hills, PA can give you an idea of what you need to prepare for and then help you find that ideal new car.
When you’re budgeting for a new car, there’s a lot more to consider than the base price of the car or what your monthly payment may be. And even with financing, you have to account for interest, which accumulates over time.
The big transactions to plan for are:
- Down payment (may or may not be optional depending on your credit)
- Car insurance
- Registration and titling fees
- Tax (depending on the state)
Other auto-related expenses:
- Gas
- Maintenance
- Possible repairs
Thankfully, to help with these incidentals, we provide a group of Mazda service offers that change each month. Additionally, the SKYACTIV® TECHNOLOGY in our new models helps your vehicle become more fuel-efficient, which can cut down on how much you need to spend at the pump. Odds are you will have an unexpected repair at some point down the road, and your budget planning should reflect that.
If you’re not set on purchasing a new vehicle, we also offer Mazda vehicle leases that eliminate some of the complexities that come with purchasing.
Come in to our Mazda dealership when you have a tentative idea of budget and you’re ready to get the process started. We look forward to working with you on your new car!
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