MAZDA Financing for Beginners
If you’re new to the world of automotive financing, don’t worry: Peruzzi Mazda has all of your Mazda financing needs covered. Our experienced finance team will tailor a financing package to your unique requirements and budget. Here’s what you need to know before you get started.
About Financing
Regardless of what type of car you want to buy – whether it’s a brand-new model or one of our pre-owned Mazda cars – the “financing basics” are virtually the same. The most important criterion is your credit score, which determines your financing qualification and the interest rate you pay.
The higher your credit score, the better the interest rate you’ll qualify for. This rate is expressed as an “annual percentage rate”, or APR. This amount is spread out over your 12 separate monthly car payments.
Another basic financing component is the down payment. This is the amount of money you put towards the car at the time of purchase. The bigger your down payment, the lower your monthly Mazda payments will be. Also, a large down payment could help compensate for a low credit score.
Our Financing Department
The finance team at Peruzzi Mazda knows that buying a car will be one of the biggest purchases many of our customers ever make. That’s why we only partner with established banks and financial institutions to ensure you get the right terms and special offers to suit your objectives.
We work hard to help you purchase the Mazda car you’ve always wanted. The first step is to prequalify for financing, which you can do right on our website. Prequalification is important because it gives you an accurate idea of how much car you can afford, and it also shows a seller that you’re serious about purchasing a vehicle.
Talk With Us Today About MAZDA Financing
Peruzzi Mazda understands that car financing can appear complex and intimidating. However, the team at our Fairless Hills, PA, Mazda dealership focuses on taking the stress out of the process through transparency, feedback, and a sincere dedication to designing the right financing package for every customer. Start today by getting prequalified on our website.