How Car Insurance Works

Peruzzi Mazda

How Car Insurance Works

At Peruzzi Mazda, we want to provide our customers more than just a lineup of amazing new Mazda cars near Bristol, PA. Although we love helping you find the perfect Mazda vehicle, we offer so much more, including a state-of-the-art service center, an experienced Mazda finance department, and a team of experts who are happy to guide you through all aspects of the car-buying process, and that includes securing car insurance.

What Is Auto Insurance and Why Do You Need It?

Why do you need to have car insurance? Simply put, because you are required to by law -- but that’s certainly not the only reason. If you’re involved in an accident, you can incur a lot of expenses, whether because someone is injured or a vehicle is damaged. Car insurance makes the aftermath of an accident much simpler and will help you navigate the process and get back to your normal life. You will be paying a small amount each month in order to avoid paying a much larger amount should an accident occur. Before the days of car insurance, accidents were much more stressful. Even if you weren’t at fault in a collision, there was little chance you would get the money you were due. These days, car insurance allows you to have peace of mind.

Insurance Coverage Options

Whether you drive a new Mazda CX-5 or a Mazda6 that’s a few years old, you can find the car insurance that fits your needs. The insurance that everyone is required to have is called liability insurance. Liability insurance pays for the medical expenses and repair bills for another driver if you are at fault in an accident, but that’s not the only kind of insurance available. Here are a few more types of auto insurance that might be right for you:

Collision - covers damage done to your car in an accident with a vehicle or another object

Comprehensive - can help pay for damage due to vandalism, weather, and accidents with animals

Medical Payments - can help pay medical costs due to injury no matter if you or another motorist was at fault

We’d be happy to talk more about the different kinds of car insurance out there and which ones are right for you at 140 Lincoln Hwy. At our Mazda dealership, we love making the car-buying and ownership experience easy, informed, and enjoyable, and we hope we get the chance to see you soon!